Category: Education

These are the steps that introduced me and my husband to what financial independence is and for that I am eternally grateful. But a lot of important considerations get looked over if you just find a list of the steps……

Dealing with credit card debt can be overwhelming. If you’re having trouble making your payments, consolidating your credit card debt may be an effective solution to your problems. The best way to consolidate credit card… The post The 5 Most…

If you’re constantly getting hassled by debt collectors, you might be left feeling helpless and anxious. Maybe you’ve thought about putting an end to these relentless phone calls but didn’t know how. The Fair Debt Collection Practices Act (FDCPA) exists…

If you need to borrow money but your credit is less than stellar, it’s possible you’ll wind up with a bad credit loan. These loans are geared toward individuals with imperfect credit histories who can prove their income and ability…

The post How to Stop Using Credit Cards appeared first on Penny Pinchin' Mom. The reason most people are in debt is due to credit cards. These little pieces of plastic tempt you with high limits and low payments.  They…

One of the lessons I’ve learned as I continue to work my way out of debt is that you need to treat yourself and celebrate your little successes along the way so you can avoid debt fatigue down the road.…

Vinegar isn’t the only super performer in your kitchen. Windex — that simple $3 spray you keep under your sink — can be used to clean the interior of your car, to detail jewelry and even to unstick zippers. Your…

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