Category: Credit Repair

In the age of paperless transactions, identify theft is something that virtually all of us are susceptible to. If your identity is stolen, the consequences can be severe, and in some cases, can take years to recover from. One way…

I just received an advertisement letter from lawyers stating a recent lawsuit was filed against me. I went to that counties magistrate record search and saw there was a continuing wage garnishment for a daycare debt from 2001. I never…

Dear Penny, I’m 51 years old and don’t have a large nest egg. I’m a single parent with three kids. I’m a second career middle school teacher, so there is not a lot of money left over each month.  How…

Credit score talk is all over the place these days, from online forums to the office break room. That’s because your credit score affects just about every aspect of your life: your ability to get… The post What Is the…

When you think “credit score,” you probably think “FICO.” The Fair Isaac Corporation introduced its FICO scoring system in 1989, and it has since become one of the best-known and most-used credit scoring models in the United States. But it…

A recent Bankrate report indicates that electronic gift cards are probably a better choice when you are giving to members of the younger generation. The post Giving Gift Cards This Holiday Season? Go Electronic appeared first on Bible Money Matters…

In a recession it’s common for many people to rely on credit cards and loans to balance their finances. It’s the ultimate catch-22 since, during a recession, these financial products can be even harder to qualify for. This holds true,…

Spouse Has Bad Credit? How It Affects You It wasn’t until a few months after my husband and I got married that I decided to check both our credit scores. While my husband’s credit score wasn’t horrible, it certainly didn’t...…

A missed credit card or loan payment can have a seriously detrimental effect on your credit report. The golden rule of using a credit card is to make your payments on time every time, building a respectable payment history, avoiding…

Think back to what the stock market looked like to you in March 2020, aka, the apocalypse. Did it look like: A.) The biggest bargain sale you’ve ever seen in your lifetime?  or B.) A burning pit of money that…